Assistive technology devices include any piece of equipment or product that is used by a person with a disability to increase, maintain, or improve functional capabilities.  Equipment or products may be acquired commercially from a store, from a specialty dealer,  or may be custom made.  Assistive technology services directly assist an individual with a disability in the selecting, acquiring, repairing or use of an assistive technology devices (such as training in the use of the device).

The Michigan Disability Rights Coalition (MDRC) has established the Assistive Technology Loan Fund to help people with disabilities purchase assistive technology devices and services.  UCP Michigan, the Financial Health Credit Union and Centers for Independent Living have joined together to offer this program to persons with disabilities and their family members.  The program provides low-cost financing to persons with disabilities to purchase assistive technology devices that allow for greater access, increased mobility, enhanced communication and job opportunities

The interest rate is based on the prime rate of interest in effect on the day the Credit Union receives a loan application.  These rates change, so ask for the current rate.  The rate in effect at the time your loan closes is fixed for the duration of the loan.  Repayment terms are based on the expected useful life of the assistive technology device.